How to withdraw PF amount?

Employees cannot withdraw the EPF amount until they have retired. However, in special cases this rule does not apply and the amount can be withdrawn. Let’s see how and when EPF withdrawal can be done, including the importance of the Universal Account Number (UAN).

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    Comments

    1. comment-author
      Keenan

      I am really inspired along with your writing skills and also with the format to your blog. Is this a paid subject or did you modify it your self? Anyway stay up the excellent high quality writing, it is rare to see a nice blog like this one nowadays.

    2. comment-author
      Prayag

      Hi Subin, nice job,thanks!
      Pl help me with the following.
      My situation:
      My UAN seems yet to be ACTIVATED. This I learnt while trying to reset my password on the member sewa portal of EPFO.
      I don’t remember the mobile number I’d linked my EPFO account with.
      I’m currently out of work for more than 2 months now.
      I do remember having given my previous employer my Adhaar dtls.
      Bank details being the same as for my salary credits.
      Is there a way to withdraw my PF amount online or I’ll have to go through the rigmarole of taking a trip to my previous employer’s office located in a different city and then perhaps having to submit my application at an EPFO office?

      1. comment-author
        Rishabh Ranjan

        Hi Prayag,

        You need to activate your UAN in order to claim your PF dues online. As for the mobile number, please follow the instructions below:

        To change your mobile number, you can visit this page, enter the UAN, Captcha, and click on Forgot Password and follow the instructions. Here’s a detailed blog on how you can change your mobile number.

    3. comment-author
      Deepti Kanchan

      any way of withdrawing PF amount without Adhar OTP. I have lost my phone number and cannot get the OPT. Residing in US so cannot update the phone number.

      1. comment-author
        Rishabh Ranjan

        Hi Deepti,

        The option to change the mobile number is available and enabled for employees on the UAN portal. However, Aadhaar OTP is must if you wish to claim PF online. You can try through your family members residing in India or can directly submit the physical claim form at the PF office with a cover letter stating that there is an issue with Aadhaar OTP and that you’re unable to fix it as you reside outside the country.

      1. comment-author
        Rishabh Ranjan

        Hi Harshala,

        You can only apply for an online PF claim if KYC details such as Aadhaar, PAN and Bank account details are seeded against employee UAN, and approved. You need to contact your employer for completion of KYC seeding and approval.

    4. comment-author
      Dr.C.Narasimham

      Good morning Subin,
      I have a query about my previous pf account which is unfortunately not linked up to the existing pf account number. That means i have nearly 2 pf accounts maintained in my career. There was a transit time of almost 8 years. Now when I look back I got to know whether the erstwhile employee service of 3+ years can be counted to meet the criteria of 10 years minimum service for the eligibility of pension. I do have the ref of previous employee ID and pf details too. Where as a portion of epf was credited to my bank of then itself when i was relieved in 2011 August. Plz suggest.
      Than you
      Dr.C.Narasimham

      1. comment-author
        Rishabh Ranjan

        Hello Dr. C. Narasimham,

        You will be eligible for pension by transferring the old pension contributions to your current employer’s PF account.

        But keep in mind that for this to work, you mustn’t have withdrawn pension from the previous employer. Moreover, the total years of service rendered in the current establishment must exceed 7 years.

    5. comment-author
      Jainul

      Hello ..this is jainul

      I tried so much but my Query is not resolved
      I have to draw total pf money 59400 (employee share + employer share) left the company in March (corona) …. salary was 6.5 lacs please suggest me how to withdraw total pf
      …I will be very grateful for your answer

      1. comment-author
        Rishabh Ranjan

        Hi Jainul,

        If you quit the company only then can you submit the online PF claim form. To withdraw the PF and Pension dues, you can log into the PF portal with your UAN and password.

    6. comment-author
      Raj

      Hi,
      My account says father’s name isn’t updated. I left company more than 18 m back.
      Now pf ofc is asking to send a joint declaration form with my father’s name in it.
      Is there an online or another way without contacting the previous employer hr?

      1. comment-author
        Rishabh Ranjan

        Hi Raj,

        Missing details in EPFO records can be updated only by the employer. I suggest you reach out to your employer to update your father’s name in your PF records.

    7. comment-author
      Kalpana

      Hi sir,
      I have apply for my pf withdrawal for more than 2 time within 6 months but its repeatly rejected. I dont know what to do please guide me sir!

    8. comment-author
      Raj

      Hi
      For existing home loan repayment I want to withdraw my pf. But I don’t see this option via online form. Only new home loan purchases option is showing. Pls advise

    9. comment-author
      Tamanna

      I have applied fr epf but it shows as pf can not be claimed due to some technical issue ,
      Can u please help me out

      1. comment-author
        Rishabh Ranjan

        Hi Tamanna,

        You can retry online as the said issue might be fixed. If the issue still exists, please share the screenshot of the error with us.

    10. comment-author
      sravya

      I need to withdraw my PF online. KYC(AADHAAR, Bank, PAN) is seeded and approved by employer. When i go to claim form it says ‘Your bank KYC is not digitally signed by employer, cannot proceed’. But on the home page, next to bank account it says ‘Digitally signed’. Not sure what am i missing, please help me to withdraw my PF amount

      1. comment-author
        Rishabh Ranjan

        Hi Sravya,

        This might be due to a technical issue on the portal. You can try to submit the online claim now. If the error persists, you can contact your employer for approval of KYC, if anything is pending on his end.

    11. comment-author
      Kiran K

      Hello Sir,
      I have worked for a total of 8 years (4+4) in 2 different companies, I quit my job in october 2019. My query is, am I able to withdraw my pension contribution, if yes.. please let me know. Thanks

      1. comment-author
        Rishabh Ranjan

        Hi Kiran,

        Yes, since you have less than 10 years of contribution, you can withdraw your pension contribution.

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